Car Buyers Guide
Welcome to the Used Car Buying Guide, which aims to provide you with all the
advice and information to make the right choices when buying a second-hand car. In
this guide we'll explain how to buy a used car that is as safe and reliable as a
new car - at a fraction of the price.
Buying used has never been better! Thanks to great strides in engineering,
technology, quality of material and components, vehicles are often maintenance free,
very economical, safe and durable.
Whether you,re looking to change your current car or buy your first car
you’ll want to be 100% sure you will be getting exactly whats right for you, before
you part with that hard earned cash.
WHICH CAR?
Make sure you research each model thoroughly , by using the internet and car
magazines. Many websites will allow you to compare various models side-by-side,
which can be really useful if youre torn between two similar ones.
WHERE FROM?
WHERE TO BUY
Scaremongers and inexperienced buyers will tell you that to get a bargain,
you will need to buy privately or from an independent garage. That’s true. They’ll
also say this is risky – but that’s not necessarily true. Not if you use this
guide. Here’s a summary of your options:
Franchise dealers
Positives:
- Approved used car scheme
- High quality cars
- Lots of legal ‘comeback’ if you have a problem. The new European directive
means you now have six months to complain
- Will offer part exchange
Negatives:
- Expensive car prices and labour prices
- Better value warranties and finance can be arranged privately
- Limited range of makes
- Service not necessarily better than independents
Independent dealers
Positives:
- Reasonable prices
- More inclined to give a discount
- Legal ‘comeback’ if you have a problem <
-
- Will offer part exchange
- Specialists really know their stuff and care about their reputation, so they
offer a good service
- Find a good independent or independent specialist and you will have the best
experience
Negatives:
- Quality varies significantly. You must judge them on a case-by-case basis.
- Better value warranties can be arranged privately – so do not let the dealer
use it as a negotiation tool to keep the car price up
Car Supermarkets
Positives:
- Lots of stock
- Mostly good prices
- Lots of legal ‘comeback’ if you have a problem
Negatives:
- Check all the prices carefully; some will not be as much of a saving as the much
talked about offers
- Better value warranties and finance can be arranged privately
- Limited movement on price
- Not as interested in part exchange as dealers
- Customer care can be mixed
- Cars sold as ‘new’ because they are low mileage, but actually may already have
one owner in the log book
- Cars can be imports
- You can sometimes be charged a standard ‘pre-sale’ inspection fee. This is you
paying for a valet and administration costs. So check the small print
Private sales
Positives:
- The best prices (if you do it right)
- Endless choice
- If you know what to do, you can have the same peace of mind as from any other
option
- This is the most satisfying way to buy a car. And should be the cheapest too.
Negatives:
- No legal comeback (but you can get other protection such as a private warranty)
- You need to spend slightly more time to ensure you get a great deal and a great
car
- No part exchange
Auctions
Positives:
- Amazing bargains can be found
- Thrilling environment to buy a car in
Negatives:
- - A lot of stock arrives at auctions because it would not sell elsewhere
- You have limited opportunities to check the car
- No part exchange
- Intimidating environment where it is easy to over-bid because you are forced to
think quickly
- Limited legal comeback (you must read the auction house’s terms and conditions
before bidding to find out what comeback you have)
Direct Internet Buying
(From manufacturers, dealers or the Times Online Car Locator).
Positives:
- Bargains can be found on new, nearly new and used cars
- Highly convenient. Have you tried the Times Online Car Locator?
Negatives:
- Legal comeback depends on who is selling the car
- You may have to buy ‘unseen’
- Not the same customer care or contact point as buying from a showroom or
individuals
- Organising payment can present problems
Top 10 tips for buying a car
- Budget Carefully – Make sure that your budget includes insurance and road tax.
- Get Quotes from insurance companies for several models – You may find that different models or engine sizes will reduce your insurance
bill.
- Shop around – Look at several different cars from more than one seller so that you have a
choice.
- Look for a dealer whose cars have been part inspected by a motoring association – Or choose a dealer with a q
uality checking scheme.
- Watch out for hidden extras – Make sure any special features, delivery charges etc are all included in the
price.
- If you’re part exchanging, price your car realistically – Get an idea of your car’s value according to its age and mileage
- Haggle! – But don’t forget your budget!
- Read the warranty conditions before you sign – you may need to fork out for routine checks to ensure that the warranty is
valid.
- Don’t be pressured into buying! – Walk away if you are not completely happy.
- How can you tell if the car is dodgy?
- Some organisations, for a fee, will give you detailed information about a
car. Most of them will be able to tell you whether a car has been reported as
stolen, written off by an insurance company or is the subject of an outstanding finance
agreement.
Additionally they can often tell you what is registered on the national
mileage database, whether the MOT is genuine, what the registration date was, who the
previous owners have been and whether it has had any registration (number) plate
changes. If you belong to a motoring organisation ask them whether they offer
this service or look in car magazines for suitable organisations.
Top Ten Tips for test driving a car
- Allow at least half an hour and drive on all kinds of road.
- Make sure you can get in and out of the car easily.
- Be sure you can adjust the seat and steering wheel/column so you're comfortable.
- Check you can see the instruments clearly and reach the controls easily.
- See if there's good all–round vision without blind spots. Try reversing into a
parking space to check you have good visibility to the rear.
- Take your children with you to see if they're comfortable in the back of the
car.
- Try your child seats to check they fit.
- Make sure there's enough space for shopping bags, luggage, etc, and check you
can fold the rear seats easily.
- Check the boot's sill is low enough for you to lift heavy items in and out. Will
you be able to unload shopping and luggage easily from the back?
- Find out if it's easy to take out and re–fit removable seats – ask the owner's
permission before you do this.